Why Everyone Needs a Will (Even If You Think You Don’t)

Why Everyone Needs a Will (Even If You Think You Don’t) Most people are aware that they should have a will, but many don’t take the time to write one. In fact, studies show that only about half of Canadians have an up-to-date will. For something so important, that’s a surprising number. A will isn’t…

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Term vs Permanent Life Insurance: Which Fits Your Goals?

Term vs Permanent Life Insurance: Which Fits Your Goals? If you’re thinking about life insurance, you’ve probably come across two main types: term and permanent. One gives you simple, temporary protection. The other offers lifelong coverage and builds value over time. The right choice depends on your goals, budget, and current life situation. Term Life…

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Critical Illness Insurance and When Does It Make Sense?

What Is Critical Illness Insurance and When Does It Make Sense? If you were diagnosed with a serious illness tomorrow, how would that impact your finances? It’s a tough question, but one worth asking. While we’re lucky to have public healthcare in Canada, a serious illness can still take a major financial toll, especially when…

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Buying Life Insurance for the First Time: What New Adults Need to Know

Buying Life Insurance for the First Time: What New Adults Need to Know Life insurance? Isn’t that something for my parents or grandparents? It’s a common misconception—but not true. Life insurance isn’t just for older adults with big estates or growing families. It’s one of the smartest financial moves a young adult can make. Life…

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